The EHIC is well worth having because it provides you with state health cover within the European Union. That means if you get ill or have an accident, you will receive the same level of care as a resident of the country would receive from the state. However, this does not mean treatment is always free. Locals may have to pay for some treatment like dental treatment or prescriptions and that means you will also have to pay. While it is very handy to have, don’t mistake it for private travel insurance, which will cover you for private treatment as well as trip cancellation, medical repatriation and other events. Chong is the Managing Director of All About EHIC. This top up insurance will cover issues not covered by the EHIC card.
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